Cannabis Business Financing Made Simple: How Biz Funds Hub Is Changing the Game

Why Cannabis Business Financing Has Always Been a Problem

If you've spent any time in the cannabis industry, you already know: getting funded is hard. Between federal restrictions, 280E tax burdens, and banks that won't touch the plant with a ten-foot pole, cannabis entrepreneurs have been left to figure it out on their own — or burn through personal savings trying.

That's exactly the gap Bill Telford, founder of Biz Funds Hub, set out to close. After a long career in securities and financial services, Bill saw a wide-open opportunity in alternative lending for cannabis — and went all in. Bootstrapped for the first two years, his team got on the ground level to understand exactly what cannabis business owners were struggling with, then built products to solve those problems.

"We offer access to working capital that was otherwise thought not to exist for cannabis." — Bill Telford, Biz Funds Hub

What Is Biz Funds Hub?

Biz Funds Hub is a marketplace where cannabis professionals can shop for working capital partners. Think of Bill as your Money Matchmaker — connecting dispensaries, cultivators, processors, and manufacturers with the right type of funding for their specific stage of growth. Not just any capital, but the right capital for where your business actually is right now.

Their slogan says it all: "Our green grows your green. From roots to results."

The Cannabis Business Financing Tools They Actually Offer

Invoice Factoring — Getting Paid Without the Wait

One of the most common — and crushing — problems in the cannabis industry is accounts receivable. You've done the work, delivered the product, and now you're sitting on unpaid invoices while your payroll deadline is creeping up.

Invoice factoring solves this. Here's the simple version: if you have a past-due invoice, Biz Funds Hub will front you 70 to 80% of that invoice amount upfront. Once the invoice is paid in full, they take a small fee. No waiting. No compounding interest. No expensive loans.

This is huge for cannabis businesses at every level — from manufacturers and processors who invoice regularly, to dispensaries waiting on payment from vendors.

"If you're waiting to get paid, you're waiting to expand — and that becomes a dilemma." — Bill Telford, Biz Funds Hub

Revolving Line of Credit — Your Emergency (and Opportunity) Fund

Biz Funds Hub also offers a revolving line of credit — described as a pay-as-you-go product that functions like a big credit card, but without the compounding interest and at very low rates. The idea is to have capital available before you desperately need it, so you're not scrambling at the worst possible moment.

This kind of financial cushion can mean the difference between making payroll and not — or jumping on an inventory deal at 25 cents on the dollar versus watching it pass you by.

Opportunity Capital and Project Funding

See a deal that would dramatically increase your margins? Have a project in mind that could grow your revenue but need funding to get it off the ground? Biz Funds Hub offers project-based and opportunity funding for exactly these situations — giving established businesses the seed money to act fast when the right opportunity shows up.

Real Estate Support

Buying your dispensary building in cash is becoming increasingly common in the cannabis world. Biz Funds Hub can also help cannabis businesses access capital on the real estate side — whether that's purchasing a new location or unlocking equity from an asset you already own.

Who Qualifies for Cannabis Business Financing Through Biz Funds Hub?

Bill is straightforward about this: they work with established businesses with solid books. If your business has a proven model, consistent revenue, and isn't bouncing checks to vendors, they can help you grow. If you're in financial freefall, they're not the right fit — but for a business that's working and wants to scale, they can be a long-term partner.

Currently, Biz Funds Hub operates in all U.S. states except California (due to state-level registration complexities for their private fund), though they note that California businesses may still access some services through other conduits — so it's worth reaching out directly.

The Bigger Picture: Cannabis, Rescheduling, and What's Coming

Bill sees the current moment in cannabis as a slingshot ready to fire. Rescheduling — if and when it happens — could bring venture capital back into the space in a way that almost never happens after an industry downturn. Mergers and acquisitions are already happening quietly behind the scenes, and the businesses that are running clean, focused operations are the ones positioned to benefit.

His advice for cannabis entrepreneurs: stick to what you're good at. Vertical integration sounds appealing, but spreading too thin is one of the fastest paths to a cash crisis. Know your lane, run it well, and have the right financial infrastructure in place before you need it.

"Stick to what you're good at. Being more vertically integrated might seem like a good idea, but it gets to the point where it's too hard to control — and then everything else suffers. That's the spiral you don't want to be on."

Why Financial Education Matters as Much as Financing

One of the most important threads in this conversation is that access to information is just as big a barrier as access to capital. Cultivators focused on lights and nutrients, manufacturers dialing in their processes — they often don't have a background in business finance. They feel the absence of money without always knowing what tools are available to them.

Biz Funds Hub's mission goes beyond connecting clients to lenders. It's about demystifying cannabis business financing, pointing people in the right direction, and being a partner — not just a transaction.

"Nobody gives you a rule book. They might tell you all the things you can't do, they'll take your money — and then it's like, have a good one. We pick up those pieces."

Watch the Full Episode & Connect with Bill

This conversation goes deep — rescheduling predictions, M&A activity happening behind the scenes, what the Emerald Triangle needs right now, and Bill's personal story of bonding with his dad over cannabis during chemotherapy. You don't want to miss it.

Watch the full episode & subscribe on YouTube.

Connect with Bill Telford directly:

• Instagram: @bizfundshub_

• LinkedIn: William Telford

🌿 Learn more about Biz Funds Hub: https://bizfundshub.com/